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Opinion from a Libertarian ViewPoint

Posts Tagged ‘fraud’

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A Lone Voice of Principle in a Sea of Hypocrisy

Posted by M. C. on March 11, 2025

“It is the same Republican Party that weaponized debt concerns under Obama, only to balloon spending under Trump, Biden, and every administration before them. They do not fear big government; they fear accountability.

“Massie’s vote is a reminder that true liberty will never come from the two-party duopoly. He is carrying the spirit of Ron Paul and the founding principles of this country on his back while the GOP, the self-proclaimed “party of limited government,” turns against him. 

From The Libertarian Party Newsletter

While Republicans campaign on promises of fiscal conservatism, Thomas Massie has once again proven he is one of the only members of Congress who truly means it. By standing firm and pledging to vote against the latest Continuing Resolution (CR), Massie refuses to play along with the never-ending expansion of government that both major parties enable. 

Yet instead of being applauded, he is now under attack. Not just from Democrats, but from his own party and even Donald Trump himself.

Stand with us as we stand with Thomas Massie! >>>

This is the same Donald Trump whose supporters just celebrated mass audits of government waste, fraud, and abuse, yet now advocate for kicking the can down the road and continuing to fund that very corruption.

It is the same Republican Party that weaponized debt concerns under Obama, only to balloon spending under Trump, Biden, and every administration before them. They do not fear big government; they fear accountability.

Massie’s vote is a reminder that true liberty will never come from the two-party duopoly. He is carrying the spirit of Ron Paul and the founding principles of this country on his back while the GOP, the self-proclaimed “party of limited government,” turns against him. 

Libertarians recognize this betrayal for what it is: a warning that the Republican Party will always cast aside its most principled members when they become inconvenient.

Support the Party of Principle today >>>

Massie is not just one Congressman; he represents every American who believes in real fiscal responsibility and the fight for limited government. When they attack him, they attack all of us. 

The Libertarian Party stands in unwavering support of Massie’s commitment to principle. We will not back down, and we will not forget those who have exposed themselves as frauds.

To the Republicans who pretend to be the party of smaller government: If you have no place for Thomas Massie, then you have no place for liberty.

In Liberty, 

Steven Nekhaila 

Chairman, Libertarian National Committee

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Is Informational Asymmetry a Market Failure?

Posted by M. C. on July 17, 2024

Lemons absolutely exist, but so does Carfax.

In sum, there ain’t no such thing as a market failure, the claims of most neoclassical economists to the contrary notwithstanding, certainly not this particular one.

https://walterblock.substack.com/p/is-informational-asymmetry-a-market

Walter Block

We all seek an end to fraud. Aside from being inherently wrong, this type of crime also undermines the economy. Yes, mutual gains from fraudulent transactions can still be made ex ante (looking ahead). This is so for all commercial interaction, without exception. Each side, even in fraudulent interactions, expects to gain in utility from the purchase or sale or rental or borrowing or lending, etc. However, fraud plays havoc with utility ex post (after the fact). Only one side can gain; the other is the clear loser. All men of good will must necessarily oppose fraud, as it is in opposition to human flourishing.

How, then, to eradicate fraud? One possibility is to declare informational asymmetry a market failure, and to have government address this problem. One way to do so would be for the state to educate the ignorant. Another equally positive approach would be to dumb down the smart. Here we would employ Kurt Vonnegut’s “Handicapper General.” (Many critics think, not without good reason, that this is what public education now accomplishes.) A third option would be to do a bit of both. After all, the goal here is not to improve information; rather, it is to equalize it, amongst all of us.

Best of luck on this.

What positive can be said of such a silly proposal? One argument in its favor is that if there were full symmetry in terms of informational holdings, then, from a praxeological point of view, there could be no such thing as a swindle. If both parties had exactly the same knowledge of all relevant considerations to bring to the market, then it would be a logical contradiction for one to be able to take advantage of the other’s relative ignorance in any such manner.

But this is a highly problematic way of dealing with the problem. For one thing, only a small percentage of all commercial dealings are criminal in this way. Yet, of the almost 8 billion people now occupying the third rock from the sun, it would be difficult to reject the notion that there are roughly an equal number of people for whom it may be properly said that they have different amounts of information. Asymmetrical knowledge is here to stay,

See the rest here

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Mass Media Layoffs Expose Their Utter Fraud

Posted by M. C. on January 27, 2024

Glenn Greenwald

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It Seems Most All of Society Is Going About the Problem of Injustice, Fraud, and Tyranny the Wrong Way

Posted by M. C. on November 20, 2023

“As to adopting the ways which the state has provided for remedying the evil, I know not of such ways. They take too much time, and a man’s life will be gone.”

“Unjust laws exist: [most all of them] shall we be content to obey them, and obey them until we have succeeded, or shall we transgress them at once?”

~ Henry David Thoreau

Those in government, and those freedom pretenders, continue to seek to cure the ills of government and rule, by promoting different and more government and rule.

It Seems Most All of Society Is Going About the Problem of Injustice, Fraud, and Tyranny the Wrong Way

By Gary D. Barnett

“Without justice being freely, fully, and impartially administered, neither our persons, nor our rights, nor our property, can be protected. And if these, or either of them, are regulated by no certain laws, and are subject to no certain principles, and are held by no certain tenure, and are redressed, when violated, by no certain remedies, society fails of all its value; and men may as well return to a state of savage and barbarous independence.”

~ Joseph Story

We are faced with extreme tyranny, based on a totalitarian model, and one that promises justice where none exists. This should have been realized at the so-called beginning of this country, but alas, the people were once again fooled, as is the common theme of mankind throughout time. As the government gains more and more power, which is the natural state of all government, the people become more enslaved until societies eventually fail. When this happens, a dictatorship may be the result, but more often than not, the lowly masses, and the surviving ruling class, attempt to solve the despotism responsible for the failure, by building a new dominant governing system where a ‘new’ ruling class is given power. Nothing could be more asinine.

What this amounts to, is attempting to solve the problem of rule, by more rule. It matters not if the ‘new’ rule is expected to do better than the last, as that has never happened in history, but that the many think that seeking redress from those who caused and administered the tyranny, to be viable and legitimate. This is an impossibility of course, but has been clung to perpetually, all without any function of  logic, reason, common sense, or use of intellectual brain stimulation.

These same idiotic attitudes are extremely active today, as so many believe that by picking new masters, accepting new politicians, ‘voting’ for different overlords, seeking redress for grievances from government and government courts, or begging government to cure itself, is an answer to anything other than more brutal rule and tyranny. Only fools, seekers of power, or manipulators, pursue such a path of idiocy.

But that is exactly the tactic being sought today, as the mainstream of society has not changed its position or opinions about the State in eons, and likely (obviously) never will. This is known by all who desire to gain power over others, regardless of their claims to be men of liberty, simply attempting to make the criminal State better, when in fact, the opposite is the case. One cannot gain freedom by seeking it in the arms of government, any government. All those who claim to want to make things better by putting new rulers in place, or seeking rule themselves, are either duped ignoramuses, or outright liars. This is without question, as asking permission from government at any level to do things that free men have a right to do, is as mindless and pathetic an undertaking as can be imagined.

This could never be more evident than during these pitiful and absurd election cycles, where all news of importance is sacrificed for the stupidity of picking a new master, or as many have been brainwashed to believe, a new ‘leader.’ The useless term ‘leader’ in every aspect of sanity, is self-defeating, because if one seeks a ‘leader,’ he is admitting to being only a follower, which is the first step to evil unintelligible collectivism, and slavery. No individual seeking real freedom could participate in such nonsensical and preposterous imbecility, but then has not that always been the way of this country and many others. This could only happen if the masses of populations are so dumbed down and indoctrinated, as to be beyond the ability to reason, and instead, voluntarily accept their lot in life as allowed by their chosen masters. This has been the case for thousands of years, and yet, the bulk of humanity has never figured out the grand plot of the ruling classes; which has actually brought about their own serfdom at the hands of the worst of mankind.

Even now, as Israel has attempted to genocide and ethnically cleanse an entire people, supported, at least initially, by most all Western governments; those heinous monsters claiming to speak for each of you, Not only that, but the support of this effort of murder has been paid for with the very money stolen from each of you,; making complicit all those who remain silent in the presence of evil in their names.

Fake ‘pandemics,’ fake ‘viruses,’ intentional fires and murders, poisoning and death due to government-mandated and approved toxic bioweapon injections, fully funded wars by the U.S. in Syria, Yemen, Palestine, and much of the rest of the world, total economic devastation at the hands of this criminal federal reserve and U.S. government, destruction of supply lines for food and energy, planned takeover of all with central bank digital fiat currencies, massive monetary inflation causing a doubling or tripling of prices, worldwide famine, all-consuming surveillance, censorship, monitoring of all activity of every individual, and on and on, and on. Even with all this, most are searching for a new rule to fix the problems that only rulers and a complicit society could cause.

See the rest here

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Dailywire Article – Agencies, Congress Didn’t Even Try To Stop Fraud In $4T Coronavirus Bailout, Audit Finds

Posted by M. C. on February 2, 2023

Health is their main concern, but who’s?

https://www.dailywire.com/news/agencies-congress-didnt-even-try-to-stop-fraud-in-4t-coronavirus-bailout-audit-finds

By  Luke Rosiak

Alan Schein Photography / The Image Bank / Getty Images

Not only did the glut of coronavirus-tied bailouts likely result in billions of dollars of fraud, but it happened because government agencies in many cases did not take even basic steps to prevent it, and in other cases have declined to try to claw back improper payments, the Government Accountability Office said Wednesday.

In a searing, comprehensive report, the nonpartisan auditing arm of Congress excoriated the administration of almost every pandemic-era spending program—and Congress itself—for doling out $4.6 trillion with the prospect of fraud seemingly an afterthought.

Three years after the pandemic began, rampant fraud turned out to be very much a reality.

Unemployment fraud. Coronavirus-era programs flooded cash into a program that already has one of the government’s highest rates of improper payments: unemployment checks. Non-coronavirus unemployment checks already had an improper payment rate of nearly 19% in fiscal year 2021 and more than 22% in 2022. Coronavirus programs flooded this with even easier access to even more cash, with $873 billion in checks to people who said they were laid off or had hours reduced because of coronavirus. In the best-case scenario–that coronavirus unemployment checks were no more fraudulent than the lower 2021 non-coronavirus value–“at least $163 billion in pandemic UI benefits could have been paid improperly,” the GAO said.

And that’s likely a vastly optimistic scenario, because the coronavirus unemployment program “allowed applicants to self-certify their eligibility and did not require them to provide any documentation of self-employment or prior income.” The Department of Labor, which administers the program, also encouraged states to waive a standard 21-day waiting period—the period in which anti-fraud scrutiny often occurs.

Even as it dramatically loosened controls on a program that already had an atrocious rate of improper payments, the Department of Labor did not have a dedicated fraud unit in place, and more than two years after the GAO first warned of the problem in October 2021, DOL said it was merely “in the process” of “proceeding with implementing” the recommendations—long after the pandemic has ended, according to the GAO.

PPP loans. The most prominent coronavirus bailouts—forgivable PPP and EIDL loans for businesses—were administered by the Small Business Administration, which did not even set up an anti-fraud entity until after the program was done giving out money, GAO said.

“SBA did not designate a dedicated antifraud entity until February 2022. This new entity—the Fraud Risk Management Board—is to oversee and coordinate SBA’s fraud risk prevention, detection, and response activities. Further, in March 2021, we found that SBA had not conducted fraud risk assessments for PPP and the COVID-19 EIDL program and recommended that it do so. When SBA developed its fraud risk assessments for the programs in October 2021, PPP had already stopped accepting new applications and the COVID-19 EIDL program would stop at the end of that year,” it wrote.

EIDL. PPP and EIDL together paid out nearly $1 trillion. Yet Congress explicitly blocked SBA from using tax returns to verify a business’s eligibility for EIDL loans, even though it is a highly relevant piece of information. “As a result, SBA relied on self-certification,” GAO said.

GAO reviewed a sample of loans processed without consulting tax returns and found that “about half of them” should not have been approved.

See the rest here

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Revealed: Mass Media Complicity in “Russian Disinformation” Fraud, w/ Matt Taibbi | SYSTEM UPDATE #30

Posted by M. C. on January 31, 2023

https://rumble.com/v27doi6–system-update-30.html

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The Big Lie Revisited – LewRockwell

Posted by M. C. on November 22, 2022

https://www.lewrockwell.com/2022/11/dom-armentano/the-big-lie-revisited/

By Dom Armentano

The main-stream media has repeated almost daily that  Donald Trump and several important MAGA-friendly organizations  continue to support the so-called “big lie,”  namely,  that the 2020 election was stolen. They also repeat almost daily  that this conclusion about that election  is totally bogus  since   “no evidence” of substantial election fraud  was  ever uncovered in the  65+ lawsuits filed after the election; Trump and his supporters lost them all.  The election was stolen?  What nonsense. It’s all “delusional thinking” and irrational conspiracy theory. Case closed.

Well not quite.

The American Bar Association (ABA) has published a list of the legal filings that challenged the results of the 2020 election and a summary of the court findings in each case.  It makes for very interesting reading.

The most important lesson to be drawn from  these  case summaries is that the bulk of them  have (almost) nothing to do with the  alleged evidence concerning  voter and election fraud.  And the reason for this is reasonably clear. Fraud is  itself  an extremely difficult legal matter to litigate; along with any relevant empirical evidence, the legal concepts of due diligence and “intent” would have to be fully explored.  Moreover, any  determination of election and/or voter  fraud  would have  required (at a very minimum)  a so-called “evidentiary hearing”  where the court would  take testimony under oath  from expert witnesses;  accept and evaluate  properly supported affidavits; evaluate any relevant election data analysis,  and explore the  murky issue of “intent” (by elected officials and others) at some length.  To my knowledge,  none of this process or analysis occurred in any systematic manner in any of the 65  post-2020 election challenge cases.

*

So what were these cases really about?  My reading of the summaries convinces me that the courts were concerned almost exclusively  with what are termed “procedural issues” and not with the actual substance of what would  constitute election fraud.  For example, the so-called issue of “standing” is procedural. Does a  particular plaintiff have the legal right  to bring this  action?  If the answer is “no” then the entire case is summarily dismissed.  (This happened in several  of the challenge cases). This, of course,  is a perfectly appropriate ruling but it has  nothing  whatsoever to do with the issue of substantial fraud one way or the other.

In another one of the 65 cases,  the judge actually asked why the plaintiff  could not have filed suit before the election regarding some alleged problem in the way the voting process was likely to be administered.  “Too late now” the judge said, in effect.  Case dismissed.  One judge actually asserted that any complaints about the legitimate certification of the election (in Georgia)  were all now “moot” since “the election results… had already been certified.”  But the issue of “certification legitimacy” was the very concept that the plaintiffs were challenging! Unbelievable.

See the rest here

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Your Obedience Matters, Because Your Obedience Leads to More Tyranny – LewRockwell

Posted by M. C. on February 13, 2021

“If you get in a discussion with them it’s always the same buzzwords and hackneyed arguments. They’re the kind of people who make a show of discomfort when you break the status quo like by breaking the normie barrier to invoke a real discussion. it’s like in a video game when you accidentally talk to somebody twice and they give you the exact lines word for word once more.”

— Anonymously Posted
“Are you an NPC?”
4chan (July 7, 2016)

In response to Navarro and others claiming that a conspiracy to steal the 2020 election took place, Molly Ball of Time magazine , shockingly, in the days before the second Trump impeachment trial began in the Senate, dedicated 6,500 words in the February 15, 2021 edition of Time to effectively saying “Yeah we stole the election, and here’s exactly how we did it, and I will publicly state this, because not a single one of you has the guts to do anything about it.”

In hubris, Ball revealed so much more about a conspiracy than anyone could ever imagine and that no one was saying publicly. Reading the piece illustrates that it wasn’t aimed at Navarro and the acolytes of his work as much as it was aimed at every single person who believes any official narrative. 

https://www.lewrockwell.com/2021/02/allan-stevo/your-obedience-matters-because-your-obedience-leads-to-more/

By Allan Stevo

It’s not 1959. It’s not 1979. It’s not 2019.

Your every action matters in a way that it couldn’t have during any of those times — whether you were a pauper or a billionaire, a parent at home or a celebrity on the red carpet — now, your individual actions mean so much more than they did then.

We are in that kind of moment. Some call them “fourth turnings” after the work on generational theory by William Strauss and Neil Howe. A fourth turning is when crisis brings about rebirth. It’s even more significant than that though. A new epoch is being brought into existence and an epic battle is being waged. Whether you like it or not, whether you recognize it or not, you are involved.

The results portend to be more impactful that the Revolutionary War, more impactful than the French Revolution, more impactful that the War Between the States, the Great War, World War Two, the Cold War or any other great shift in culture, for the possibilities are far more total than what humanity has ever known. An Awakening may be ahead, alternately the Dark Ages may be ahead. Liny Xin Women’s… Buy New $44.99 (as of 03:44 EST – Details)

Once tiny events now shed momentous light, carry tremendous weight, and can ripple out in ways unimaginable.

It’s not 1959. It’s not 1979. It’s not 2019. We are in the days after the Ides of March 2020. Today, February 12, 2021, is the 333rd day of the “3-week lockdown,” the 333rd day since the decades long war against you, your individuality, and your humanity was openly declared.

A Public Conversation On The Non-Existent Scientific Support For Medical Mandates In Response To Covid-19

Wednesday, February 10, 2021, I watched Oregon-based naturopath, Dr. Henele Ealy discuss PCR testing, Covid numbers, and  corona vaccines with Dr. Dean Sidelinger, the Oregon State Health Officer and State Epidemiologist. To his credit, through the use of reason and evidence, Ealy has been part of efforts to use legislative bodies to open counties in Oregon.

Over the course of the hour, Ealy asked a dozen or more insightful questions that pointed to the weak foundation of the governmental response to Covid that brought about the corona communism under which we live and continue to live. Sidelinger spoke at considerable length in response to each question, yet curiously did not answer a single one. One would be remiss to imagine this seasoned public health professional did not realize what he was doing.

Really, Ealy didn’t even scratch the surface of the nonsense of a mask mandate or a lockdown or the fact that SARS-COV-2 has yet to be isolated or that decades of half-hearted safety testing around vaccines have been thrown out the window and people are being treated exactly like the lab ferrets of decades past were treated: a low value life to experiment on. Lab ferrets cost the vaccine manufacturers more. With no liability and a blank check from government, your life really is worth less than a lab ferret to them and a healthy bonus will come their way if they can keep that in mind.

Whether Ealy realizes such things is irrelevant, he is keeping mum and working the system, just as Sidelinger is reading from his script and working the same system. Imily Bela Women&rsquo… Buy New $35.99 (as of 03:44 EST – Details)

Had Yamhill County Commissioner Mary Starrett not spoken up around 55 minutes into this 60-minute “conversation,” Sidelinger would have run down the clock reciting the same litany of official professions that every living adult on this planet with a screen knows by heart as “the science” behind the increasingly extreme and constantly shifting measures taken that have ushered in this system of corona communism.

The Oregon public health professional is paid to read a script. It may be a piece of paper in front of him, like an actor with cue cards, or something memorized. It is a script nonetheless.

The Coronavirus May Not Be Novel, But Their Behavior Certainly Is 

It is not just this one Oregon public health professional. Virtually every voice in the public health field, in politics, in corporate America, in academia, in medicine, in Hollywood, in the media, and in the Church is reading a script.

It has never been like this in the United States.

Europe has finally arrived in the United States. 

The stultifying dogma of so much of acceptable European thought has finally caught up with the New World.

The signs of that are mere symptoms. It long preceded European style bureaucracy and is institutionalized in European style bureaucracy, but it is not the fault of European style bureaucracy. The bureaucracy is but a symptom and a tool, a tool that can be used for good or ill.

Everyone with power is reading from a script. Those who don’t read from a script are being dismissed as having votes not worthy of counting (as can be seen in the sham November 3, 2020 election) supporting candidates that they aren’t permitted to support (it isn’t Trump being impeached, it’s you, you have to open your eyes if you think otherwise), political decisions they aren’t allowed to make (pay your taxes, enlist your kids, and shut up you serf, because Liz Cheney is the future whether you like it or not) investments they aren’t allowed to make (if you pay Wall Street to invest for you, that’s okay, if you act unpredictably en masse on Wall Street Bets that’s not okay: the establishment outcry over Wall Street Bets and the many extensive wars against cryptocurrency show that), and most poignantly in this moment — say the F-Word, and you’ll be deplatformed. 

FRAUD.
FRAUD!
FRAUD!!

As in: The 2020 election was a FRAUD. Biden is not the legitimate president. He is a FRAUD. Harris is not legitimate. She is a FRAUD. And who knows how much other FRAUD there is.

Is truth not treason in the empire of lies? Could the very hesitancy around the word FRAUD indicate that it’s all really just a big FRAUD, the entire narrative fed to us?

What’s certain is that Mitch McConnell and Nancy Pelosi alike, Mark Zuckerberg and Jack Dorsey alike, Warren Buffet and Bill Gates all agree: you’re not allowed to ask that question.

Yes. You’re not allowed to ask any questions about FRAUD.

The Opposition Offers Proof Of Election FRAUD 

Peter Navarro shows the November 3, 2020 rendition of that FRAUD in clear detail in the following three documents: “The Immaculate Deception: Six Key Dimensions of Election Irregularities”, “The Art Of The Steal”, “Yes, President Trump Won: The Case, Evidence, & Statistical Receipts”.

The Establishment Agrees There Was FRAUD And Proudly Illustrates A Massive, Previously Unknown Conspiracy   

In response to Navarro and others claiming that a conspiracy to steal the 2020 election took place, Molly Ball of Time magazine , shockingly, in the days before the second Trump impeachment trial began in the Senate, dedicated 6,500 words in the February 15, 2021 edition of Time to effectively saying “Yeah we stole the election, and here’s exactly how we did it, and I will publicly state this, because not a single one of you has the guts to do anything about it.”

In hubris, Ball revealed so much more about a conspiracy than anyone could ever imagine and that no one was saying publicly. Reading the piece illustrates that it wasn’t aimed at Navarro and the acolytes of his work as much as it was aimed at every single person who believes any official narrative. 

Molly Ball is not stupid. The most powerful establishment players are not stupid. You are being taunted. And if you don’t respond, it all becomes normalized, solidified, and institutionalized. They are pretty sure they know exactly how you will react.

We Live In A Special Time 

We live in a special time.

Never has the United States looked like this.

It didn’t happen during the Revolutionary War, during the War Between The States, during World War I, World War II, or 9/11. It’s never been like this. There’s never been this level of totality.

In a time when ultimate and total compliance is demanded, a script reader can just as effectively be replaced by a computer. He paves that path in his life.

A person who acts unpredictably cannot be. And that is one of your superpowers in a time like this, dear friend.

It’s your superpower, until the window of opportunity closes. And the more disobedient and unpredictably you behave, the harder it is for them to close that window of opportunity. Not only that, the more disobedient and unpredictably you behave, the harder it is for the narrative to hold. It really is a superpower.

Explode the “why” and you explode the “will.” Explode the narrative and you win. The war is for your mind, not for land or for a munitions depot. Explode the narrative and you win!

Self-Dehumanization 

Dr. Sidelinger, the script reader, dehumanizes himself. The leftist NPC, repeating talking points, dehumanizes himself.

Great swaths of writers would like to deny you that agency, both today and in decades past, to have you believe modernity inevitably dehumanizes man. Modernity does not dehumanize us. We, by our actions, choose to dehumanize ourselves individually.

The NPC Meme 

See the rest here

Allan Stevo [send him mail] writes about international politics and culture from a free market perspective at 52 Weeks in Slovakia (www.52inSk.com). He is the author of How to Win America, The Bitcoin Manifesto, and numerous other books.

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Watch “Vaccine Mandate! Did Bill Gates Win The Election?” on YouTube

Posted by M. C. on November 9, 2020

Fraud, Lies and Forced Medication

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Erie Times E-Edition Article – Feds: State inmates got virus jobless benefits

Posted by M. C. on August 26, 2020

Think fraud and 3$ trillion bailout.

https://erietimes-pa-app.newsmemory.com/?publink=0612698ca

PITTSBURGH — About 10,000 state prison inmates in Pennsylvania fraudulently applied for unemployment benefits during the coronavirus pandemic, prosecutors said in announcing charges Tuesday against 33 people.

“These 33 defendants represent, truly, the tip of the iceberg, and we are seeing unemployment fraud on an unprecedented scale,” U.S. Attorney Scott Brady said at a news conference in Pittsburgh.

Charges were filed against inmates in the Greene, Fayette and Forest state prisons, along with inmates in the local jails in Allegheny, Butler, Lawrence, Somerset and Westmoreland counties.

Investigators recently were able to cross-check a list of state inmates against those who applied for pandemic unemployment benefits and found about 10,000 matches, Brady’s office said. Along with applications by county and federal inmates, Brady said, he believes the total cost of the fraud in Pennsylvania is approaching a quarterbillion dollars...

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