Opinion from a Libertarian ViewPoint

Posts Tagged ‘Cashless society’

There Is Always Hope, And There Is Always Wonder

Posted by M. C. on January 23, 2023

Another is that if you really open your eyes, you’ll notice that the world is crackling with so much radiant beauty and wonder that even if we were to lose it all tomorrow, it would have been enough. 

Caitlin Johnstone

I often hear talk of how depressing it is to learn the truth about what’s really going on in our society and in our world, including in the comments sections of the places my own writings appear. I’m always being asked for advice on how to keep going on when everything seems so dismal.

This blog has largely functioned as a space where I document the ongoing expansion of my own awareness and understanding of the world and all its ills, an education which I suspect will continue for as long as I have a functioning brain. But to be honest in the six plus years I’ve been working at this project I’ve never once experienced a moment of the despair and depression I hear people talking about, and it’s never once occurred to me to give up or stop fighting.

When people ask me how I keep my head up and keep plugging away day after day I usually say something about the importance of inner work, healing old traumas and purging the many illusions which distort our perception of reality. And to a certain extent that’s true; such work gives you a foundation of inner peace from which to function and a clarity of perspective that makes it much easier to see through the bullshit. How anyone manages to engage with this stuff from day to day without a rigorous discipline of inner work and self-examination I’ll never know.

But upon reflection I think equanimity when dealing with harsh truths also comes from a much simpler foundation: that there is always hope, and that there is always wonder.

Hopelessness, when it comes to the fate of humanity, is an irrational position. The belief that we’re all inevitably going to destroy ourselves or keep marching into the depths of dystopia to the beat of the propaganda drum assumes a level of knowledge that nobody can possibly have. Nobody could possibly have enough information to draw that conclusion with any degree of confidence, and believing that you have is actually a bit arrogant.

You don’t know what the future holds for our species, what unpredictable sociological, technological, environmental or situational surprises lie in wait that could cause a radical deviation from the norm. Not only do you not know what the future holds, you don’t even know what the present holds. You don’t know what latent potentials might exist within humanity which could one day be unlocked. You don’t know what reality is ultimately made of or what unknown forces may have been driving this human adventure. Only by crunching the possible down to the teeny, tiny confining bandwidth of the known can you proclaim that our situation is hopeless.

And if you’ve done a lot of work exploring your inner dimensions you’ve probably got at least an inkling that there is much, much more to humanity than that tiny confining bandwidth. You’ve probably become at least somewhat aware that there’s a whole lot more going on inside you than you would gather from conventional narratives about the human experience. Speaking solely for myself I’ve discovered capabilities and potentials within me that were totally unpredicted by anything I’ve ever heard or read about our species and what makes us tick, some so strange and unexpected that I don’t generally feel comfortable even talking about them. I’ve no reason to believe such strange unseen potentialities are unique to me, or even rare, or even something that doesn’t exist within each and every one of us.

So from my point of view hopelessness is an illogical position, born of arrogance, sloppy thinking, and a lack of curiosity about one’s own inner processes. Hopelessness is the baseless and irrational shrinking of possibilities down to the spectrum of what’s known. That’s one reason despair never enters here.

See the rest here

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Cashless Society Talk Goes Mainstream in a Hurry and Should Be Trusted Like the NSA – The Great Recession Blog

Posted by M. C. on November 28, 2022

If protections are as weak as they were for Trump, who was likely to become president of the United States back when the exiting government wanted to gin up the Trump-Russiagate scandal, imagine how careless the system is with protecting your information! Without the vast powers of the presidency to go after the people who abused their powers against him — and even then to little avail — imagine how powerless even billionaire Trump would have been against this system.

National Security Administration Headquarters in Ft. Meade, Maryland

We’re on the brink of a dramatic change where we’re about to — and I’ll say this boldly — we’re about to abandon the traditional system of money, and accounting, and introduce a new one…. The new accounting is what we call “blockchain.” It means digital. It means having an almost perfect record of every single transaction that happens in the economy, which will give us far greater clarity over what’s going on…. It also raises huge dangers in terms of the balance of power between states and citizens.(from the following video)

At least the World Economic Forum and its counterpart now have the decency to title their videos candidly: “Are We Ready for a New World Order?” However, I’m pretty sure our supreme leaders won’t listen if I answer, “No, thank you.”

As recently as a year ago, I’d be labelled a “conspiracy theorist” and get locked up as a Twitter jailbird for claiming some cabal of banksters, economists and government leaders is planning a new world order for everyone along with a government-controlled digital currency to empower it. Now, it is table talk, and those who are planning it all are only too happy to share their thoughts, so confident are they in how it will go down.

At the recent 2022 “World Government Summit” in Dubai, the moderator directly raised the question, “Are you ready for a new world order?” During the conversation about that in the video above, Dr. Pippa Malmgren, who recently let me run her article about the dangers of digital currency here on The Great Recession Blog, made the above proclamation. She clarifies that she is not talking about cryptocurrencies that we now have that use blockchain technology but sovereign currencies that she openly states will be anything but private.

Central-bank digital currencies have become something global planners talk about openly in their world forums as a fact of the immediate future, not some faraway horizon. They are already being rolled out, as I described in my last article, “The Money of the Apocalypse is Rising in US Banks from the Ashes of the Cryptocrisis THIS WEEK!

In her own article published earlier on my site, Dr. Malmgren warned extensively of the huge dangers that digital currencies will pose, but in this video she indicates she believes we can resolve all those problems with a “digital constitution of human rights.”

In my opinion, such safeguards are even less likely to protect everyone’s privacy than the FISA warrant system was when the Patriot Act became law, making the harvesting of all cell and internet data on a continual basis possible in the Bush II years.

See the rest here

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Resist the Carrot: The Steady Slide Into a Cashless Society

Posted by M. C. on April 26, 2022

Ultimately, the right to economic freedom begins and ends with anonymous financial transactions.  The slide to a cashless, freedom-less economic world is already here, and the bottom is fast approaching. 

By Mason Lawlor

As the summer season approaches, many parks and entertainment venues, such as Cedar Point in Sandusky, Ohio, are reminding patrons that they will not be allowed to use cash at their venues.  Coming off the heels of nonsensical and unconstitutional lockdown measures, it seems our descent into a cashless world is still on track, and may even be ahead of schedule.

Shops, theaters, stadiums and restaurants across the country are moving to exclusively “contactless payment methods,” a term so grossly Orwellian it should raise concerns.  After all, customers are still touching their platinum credit cards to pay for snacks at convenience stores.  Whether using your smartphone’s Apple Pay feature or your credit card, there is nothing “contactless” about it.  What is accurate about the term is its intention to make Americans scared of the person taking their food order; scared that other shoppers are nothing but potential infectious threats.

The COVID-19 fearmongering that began in early 2020 accelerated this transformation greatly.  Of course, the controllers needed a carrot to dangle in front of semi-conscious Americans to make their lost freedoms an afterthought.  Fear and convenience are often the two most powerful tools wielded by the state to compel submission, and the people appear to be in love with the simplicity of purely electronic payments.

Much of Atlanta has now become cashless, including major retailers and entertainment venues.  The consequence of this is top-to-bottom surveillance of all financial transactions.  The “doomsday scenario” is what China currently employs; a social credit system, if you will.  Citizens’ chips are suddenly turned off if the Communist Party deems them “untrustworthy,” or scores are dropped at the first sight of non-compliance.

Think of the optics here: anybody who openly criticizes government on social media could be punished financially.  Your score could be docked for engaging in “disinformation,” which is, of course, anything the government decides is disinformation.  It is effectively total control over your pocketbook.  The elites have been aiming to eliminate hand-to-hand cash for decades, as it will allow them to monitor, control and tax every transaction.

Your child wants to sell lemonade on a hot Sunday afternoon?  No, he or she must provide ample identification to open a bank account, most of which are entirely digital now.  What about your teenage son who wants to mow lawns in the summer for his neighbors and earn his spending money?  Sorry, that won’t be allowed either.  Everything must be exchanged under the total purview of the state. 

See the rest here

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‘Cashless Society’ Would Leave Millions Struggling – Report

Posted by M. C. on April 2, 2022

“For millions of people, their relationship with cash is critical to the way they manage their weekly budget,” Mark Hall, who penned the paper, reportedly said. “Despite online banking and shopping becoming more common, our research shows the percentage of the population wholly reliant on cash is unchanged in the past three years.”


A report into the potential effects of implementing a ‘cashless society’ has found that millions of people would be left struggling, with many vulnerable people being heavily reliant on physical tender.

A report published on Wednesday has found that a shift to cashless society would considerably disadvantage and disenfranchise millions of people, and would also risk harming many vulnerable people reliant on physical notes and coins.

In particular, the study found that 15 million people in the UK are heavily reliant on physical currency for budgeting purposes, with ATM use also remaining high in some of the country’s most economically vulnerable areas compared to pre-pandemic levels.

According to research conducted by the Royal Society of Arts, a number of demographics are extremely reliant on the use of physical cash, including older people, as well as many young people who use tangible currency to help with budgeting.

The research also found that, while ATM use overall went down during the Chinese Coronavirus pandemic and has not since returned to pre-2020 levels, one in seven people found themselves using cash more because of the crisis.

Ultimately, one in five people reportedly said that they would struggle in a cashless society, with the researchers also saying that there is an urgent need for legislation ensuring people’s access to physical cash in the future.

“For millions of people, their relationship with cash is critical to the way they manage their weekly budget,” Mark Hall, who penned the paper, reportedly said. “Despite online banking and shopping becoming more common, our research shows the percentage of the population wholly reliant on cash is unchanged in the past three years.”

“It’s vital that the dash to digital doesn’t disenfranchise anyone, especially with the cost-of-living crisis putting such significant strain on family finances right now,” he also said.

“People are increasingly using less cash and embracing contactless and digital payments,” noted John Howells — the CEO of ATM network LINK — regarding the study. “However, it’s clear that digital does not currently work for everyone and for those living on tight budgets, where every penny counts, there is no better alternative to notes and coins, and they are in no rush to turn to money management tools.”

The notion of a cashless society has been floating around for quite a while now, with nations such as Sweden becoming heavily reliant on digital transactions.

A number of benefits have been linked with the move, including lower infrastructure costs and making it easier to hamper criminal enterprises.

Australia at one stage even considered implementing a so-called “cash ban” law, which would put a legal limit of $10,000 on any physical payments, with any transaction amounting to more than that being rendered an offence.

While the law has since been put on ice, it is clear that many parties in the modern world — including banks and regulators — are greatly in favour of a complete switch to digital.

Others are more sceptical, however, with the city of Philidelphia even going so far as to ban cashless stores and restaurants so as to be more “inclusive” of those without bank accounts.

“We are not asking them to do something they don’t know how to do,” said local politician Bill Greenlee upon the implementation of the ban. “They accepted cash before.”

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The Cashless Society: ANOTHER War on Privacy

Posted by M. C. on September 18, 2021

Just as “vaccine passports” are meant to control movement, so is a “cashless society” meant to control what your economic life and what you can purchase. Just as the arguments for “vaccine passports” make no logical sense, neither does having all of your money under government (or crony corporate) control make any economic sense. Don’t miss today’s Liberty Report!

Cashless means all your money is controlled by bank (government) computers. Feeling safer?

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Cashless Society? UK ATM-Use Plummets During Pandemic | ZeroHedge

Posted by M. C. on February 17, 2021

Tyler Durden's Photoby Tyler Durden

According to the UK’s largest ATM network, “LINK is committed to protecting free access to cash for as long as consumers want it”.

The question is, how long will the desire for good old fashioned bank notes last?

As this infographic shows, the use of LINK cash machines was down year-on-year in every month of 2019, as noted by the company in their 2020 report:

“The impact of many consumers reducing their cash usage continues to be seen across the LINK network.The number of transactions fell by 12.9% between December 2018 and December 2019.”

Infographic: Cashless society? UK ATM use plummets during the pandemic | Statista

You will find more infographics at Statista

Estimates for the life expectancy of the country’s ATMs will have to be put on hold for now though, as Statista’s Martin Armstrong notes that with the Covid-19 pandemic drastically changing the way we interact with businesses – at least temporarily, and in some ways potentially forever. The lockdown-related closures of premises with an ATM will naturally be remedied once the measures are once and for all retracted, as will the lack of need for cash due to businesses such as bars and restaurants being closed.

The inevitable death of some brick and mortar businesses and the migration of commerce online will be an effect which be be felt for much longer, however. Likewise, the importance of making transactions contactless during the pandemic has led to the increased presence of card readers in establishments which previously only accepted cash – another trend which is unlikely to be reversed once the crisis is over.

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Who Propaganda Promotes Globalists’ Digital Cashless Society And Will Destroy American Life As We Know It – LewRockwell

Posted by M. C. on September 10, 2020

By Bill Sardi

…Not to worry about anthrax, which is a bacterium, or any other respiratory virus like tuberculosis, it’s just COVID-19 coronavirus that the world should fear and that adheres to paper money, even though more die of TB than COVID-19 every year. So, you know there must be some hidden agenda here…

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The Dark Side Of The Cashless Society | Zero Hedge

Posted by M. C. on August 1, 2020

But what if, hypothetically again, that card doesn’t work because their dad is an ornery son of a b$tch who got in a spat with some readers over the Black Lives Matter movement… and some government bureaucrat didn’t like what I said?

That is, what if suddenly my EIP card doesn’t work at Walgreens anymore?


Real quick, grab a $100 bill from your wallet.

OK, humor me, any bill will do. What do you see?

I’d tell you what I see, but when I grab my Book Book, which serves as both a phone case and a wallet, there’s no cash in it. There rarely ever is. Please, keep that in mind for today’s foray into inductive reasoning.

I saw this makeshift sign over the weekend:

Seen at the Walgreens three miles from my house.

“At the airport. Very sparse here, ghost town,” reads an email from a colleague’s mom, “No coins.”

One of Agora Financial’s publishers, Doug Hill, had a similar experience flying to San Francisco last week for a meeting with a private equity fund. He couldn’t get accurate change for a pop rag he wanted to read. No coins.

“With the partial closure of the economy,” Federal Reserve Chairman, Jerome Powell says, “the flow of funds through the economy has stopped.”

Economically-speaking, the national coin shortage is a physical reminder of how slowly the nation’s economy has been; ‘velocity of money’ hit roughly zero.

“We are working with the Mint and the Reserve Banks,” Mr. Powell contends. ”As the economy re-opens, we are starting to see money move around again.”

Fair enough. What else is he going to say?

Back to the Benjamin burning a hole in your wallet. On it, you’ll see digits… a serial number for each bill.

As those bills are returned to the Federal Reserve from their journey around the country, the bills that have gotten too wrinkled, torn or worn thin get their serial numbers retired. The paper gets shredded.

Here’s what I was thinking while watching the film on Netflix the other day:

Wouldn’t it just be easier, and less expensive, if the Fed didn’t have to go through all the trouble of reclaiming and decommissioning the paper? Why not just track the serial numbers electronically?

Anyway, while fact checking the coin shortage story, a USA Today reporter included this little nugget: A Facebook post form including “a sign from a Texas-based grocery store chain H-E-B asking shoppers to use a debit card, credit card or correct change, if possible, due to the shortage.

The posts then warn against the potential of the U.S. becoming a ‘cashless society’.”

The Daily Reckoning has been on this “cashless society” story for some time.

Ideally, a cashless society is no big deal.

As I mentioned, I rarely hold cash if ever. Over the weekend, I got a haircut and didn’t leave a tip because my Book Book was dry.

But it’s not an ideal world.

And the mind does wander to dark places, doesn’t it?

Our own Jim Rickards has argued that elites are pushing for the cashless society so they can “herd” us all into “the digital pens.” Then they can impose negative interest rates on us.

But there’s another angle to the cashless society that hasn’t gotten much attention:

What if the powers that be can “cancel” people with unpopular political opinions?

The Walgreen’s sign says I can pay with credit, debit or gift card. I can use Apple Pay or Google Wallet. But here’s where the story gets spooky…

Ever since Mark Zuckerburg got summoned to appear before a Congressional committee over his backroom dealings with Cambridge Analytica prior to the 2016 election, Facebook is not so friendly to folks who don’t think like they do.

Google followed Facebook’s lead. We have reps at each place. Under their guidance, we try to abide by their rules. But the rules can, and have changed, without warning. It’s their platform, they make the rules. “You don’t like the rules,” their attitude goes, “you don’t have to post with us.” Read the rest of this entry »

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Erie Times E-Edition Article – Short on coins

Posted by M. C. on July 8, 2020

Another government screw-up or an intentional step toward a cashless society?

The same government that is controlling your health can’t keep nickels and dimes in the till.

How a coin shortage is impacting Mich. retailers, grocery stores

At Barrel’s and Vines, an upscale Royal Oak, Michigan, gas station, signs are posted urging customers to have the correct change or use debit or credit whenever possible.

Normally, owner Ken Lucia keeps boxes of rolled coins to fill register tills to use as change at both Barrel’s and Vines locations on Woodward.

But the COVID-19 pandemic has coins — quarters, dimes, nickels and pennies — in short supply.

Retailers get their boxes of coins from banks. But, Lucia said, the supplies are low at banks.

“Our bank will only allow us to buy one roll of coin at a time,” he said. “The banks have cut down on giving boxes of change out.”

A box of quarters has 50 rolls or $500 worth, while a box of pennies has 100 rolls or $50 worth, Lucia said.

In mid-June, the Federal Reserve announced a nationwide coin shortage, which it blamed on the pandemic..

“The COVID-19 pandemic has significantly disrupted the supply chain and normal circulation patterns for U.S. coin,” the government said in a statement. “In the past few months, coin deposits from depository institutions to the Federal Reserve have declined significantly and the U.S. Mint’s production of coin also decreased due to measures put in place to protect its employees. Federal Reserve coin orders from depository institutions have begun to increase as regions reopen, resulting in the Federal Reserve’s coin inventory being reduced to below normal levels. “

On June 15, the Federal Reserve Banks and their coin distribution locations began to allocate available supplies of pennies, nickels, dimes, and quarters to depository institutions as a temporary measure.

The temporary coin allocation methodology is based on historical order volume by coin denomination and depository institution endpoint, and current U.S. Mint production levels. Order limits are unique by coin denomination and are the same across all Federal Reserve coin distribution locations. Limits will be reviewed and potentially revised based on national receipt levels, inventories, and Mint production.

Barrels and Vines is a gas station that sells beer, wine and liquor and has a restaurant inside called Saroki’s Pizzeria, that also utilizes the change. Lucia said he began to see the coins run low in mid-April.

But now the coin shortage appears to be worse.

“Some banks have been more lenient than others,” Lucia said.

The shortage makes it tough for retailers.

To conserve coins, Lucia said, he has resorted to rounding sales up or down.

“I try to give out change in onesies and twosies, not in multiples,” he said.

For example, if the sale is $4.79, he will ask customers if they mind losing a penny and round up, giving them 20 cents. Or, he will round down to $4.75 and give them a quarter.

Constance Nobis, director of Retail Market Operations at Comerica Bank, said the bank is limiting what it gives to customers because its supply from the Fed has been cut by 90%.

“It’s a supply chain issue,” Nobis said. “Normally there’s a lot of recycling. Customers bring in coin to the bank, we ship it to the Fed and we fill our order out for customers.”

Nobis said the shortage is temporary.

“As more banks open and they are able to take those coin deposits in and the Fed is going to increase what they are minting,” she said.

In the meantime, she said, the bank is urging customers to bring in coin. It’s also doing centralized ordering, doing half boxes and rationing.

“Primarily gas stations and party store owners are frustrated with lack of coin and we have been able to get them about 50% of what they are asking for,” Nobis said.

That shortage may have an impact on the way you pay at grocery stores and other retailers.

At most of Meijer’s selfscan checkouts, the retailer has temporarily switched to credit, debit and SNAP/EBT card use only. Self-scan will also accept Meijer gift cards.

But customers using cash must use a cashier staffed checkout.

“While we understand this effort may be frustrating to some customers, it’s necessary to manage the impact of the coin shortage on our stores,” a Meijer spokeswoman said.

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The Economic “Reopening” Is A Fake Out

Posted by M. C. on May 25, 2020

Do not be fooled by the reopening. It is not real because it is not meant to last. It is a steam valve to calm public outrage and to condition us to periodic tyranny. The elites believe that we will eventually acclimate to lockdowns as long as we have a reopening to look forward to a couple months down the road. They believe that our tendency to rebel will be suppressed by false hopes that the next reopening will be a permanent reopening.

Brandon Smith

How does one define an economic “reopening”? I think most people would say that a reopening means that everything goes back to the way it was before the crisis; or at least as close as possible.  Most people would also say that a reopening is something that will last.  Simply declaring “America has reopened” while keeping many restrictions in place in certain parts of the country is a bit of a farce.  And, reopening with the intention of implementing lockdowns again in a matter of weeks without explaining the situation to the public is a scam of the highest order.

For example, states like New York, California, Illinois and New Jersey have extended their lockdowns; with LA’s extension remaining ambiguous after they initially declared restrictions for another 3 months. New York’s lockdown is extended to the end of May (so far). This is the case in many US states and cities, while rural areas are mostly open. This is being called a “partial reopening”, but is there a purpose behind the uneven approach?

As I predicted in my article ‘Pandemic And Economic Collapse: The Next 60 Days’, the restrictions will continue in major US population centers while rural areas have mostly opened with much fanfare. The end result of this will be a flood of city dwellers into rural towns looking for relief from more strict lockdown conditions. In about a month, we should expect new viral clusters in places where there was limited transmission. I suggest that before the 4th of July holiday, state governments and the Federal government will be talking about new lockdowns, using the predictable infection spike as an excuse.

This is happening in Northeast China right now – another resurgence has occurred and 100 million people are now subject to quarantine restrictions. China’s reopening is barely two weeks old, and concerns of infection “flare ups” were widespread when the announcement was made. Now the mainstream media seems to be confused; is China open, or locked down? Of course, we may never know how bad the problem is and was in China as their numbers have been shown to be utterly rigged and suppressed from the beginning, but the point is that the phrase “reopening” is meaningless there, just as it will be meaningless here in the US.

This is part of the plan. The farce of reopenings does indeed have a purpose. I discuss this in great detail in my article ‘Waves Of Mutilation: Medical Tyranny And The Cashless Society’ published in April. The globalists are clearly the only beneficiaries of this event; with a world-wide surveillance state now openly on the table along with an accelerated shift into digital currency systems, the globalists are either taking advantage of this crisis to push their agenda, or they ENGINEERED the virus and caused the crisis to push their agenda.

In white papers published by globalists at the Imperial College of London as well as MIT, the plan is openly admitted. They suggest using “waves” of economic openings and then lockdowns to control the spread of the virus. Read the rest of this entry »

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